The Original Co Borrower Hub
We cater to individuals who have no access to relatives, family or friends and would like to try an out-of-the-box unrelated partnership to purchase a home, either owner-occupied or as an investment.
Matching System for Co-Borrowers.
We exclusively connect our members based on:
- Home ownership aspirations
- Financial goals and creditworthiness
- Risk tolerance and shared responsibilities
- Location preferences and lifestyle compatibility
Building Relationships, Strengthening Futures
In a world where everyone starts as strangers, Co Borrower Hub is redefining the way we connect, collaborate and build trust. The internet has made the world smaller, but the challenges of today’s economy and society demand more than just digital proximity—they require a new kind of approach in relationship-building.
Co Borrower Hub is a fun, dynamic place of people united by shared goals, representing community connections in their specific categories. It embodies a space where individuals come together to find their “extended or soul family”, build relationships and co-own a property.
By leveraging the power of our new approach, Co Borrower Hub transforms “chance encounters” into strategic alliances, promoting that strangers today can be co-borrowers tomorrow.
01
HOMEOWNERSHIP
ASPIRATIONS
Designed for goal-oriented, driven individuals who are eager to achieve homeownership but need the right partner to make it happen. This system goes beyond basic financial compatibility—it connects like-minded individuals based on their homeownership aspirations, personal drive, and passion for success.
02
financial goals AND
CREDIT WORTHINESS
Our process includes a through vetting of each member to ensure financial stability and responsible participation. As part of this evaluation, we assess the member’s financial standing and if there’s a gap to their goal, we offer a specialized program called “From Zero to Ready.”
03
risk tolerance
SHARED RESPONSIBILITIES
We believe in empowering our members with the knowledge and resources through educational programs. We provide workshops, guides and expert consultations. Once members find their “soul family or extended family—those with whom they align in values, vision and lifestyle—they take full ownership of shaping their cohabitation experience.
04
location preferences
LIFESTYLE COMPATIBILITY
Whether prioritizing proximity to work, social environments, or lifestyle factors—members are matched with co-borrowers who align with their living habits and activities. For example, introverts may prefer quieter neighborhoods while extroverts might seek vibrant urban areas with easy access to social hubs and nightlife.
work process
Are we a perfect match?
01
Are you single and looking for a pathway to property ownership?
Traditional mortgages often favor dual-income households, but co-borrowing can help you team-up with a like-minded partner to afford a home and build equity.
02
Are you open to co-owning a property with a trusted partner—whether for shared living or investment purposes?
Our work is to connect you with compatible co-borrowers who share your real estate goals whether for a home or investment.
03
Have you been turned down by a Lender and told that you need a co-borrower to purchase a home?
If you’ve faced obstacles qualifying for a mortgage on your own, Co Borrower Hub is the place to find other co-borrowers to strengthen your buying power and secure financing.
IF YOU ANSWERED ‘YES’ TO ANY OF THESE QUESTIONS, CO BORROWER HUB
MIGHT BE THE PERFECT SOLUTION FOR YOU!
SIGN UP TODAY to learn more!
Our Mission
We are a relationship-based nexus designed to help unrelated individuals form relationships, partner, and secure real estate together—whether for shared living arrangements or investment purposes. We believe in empowering people to achieve homeownership and investment opportunities through co-borrowing, fostering financial stability, and creating new pathways to property ownership in an increasingly challenging market.
Our mission is to provide a secure, transparent, and highly efficient ecosystem where likeminded co-borrowers can find their perfect match, structure their agreements and navigate the complexities of joint homeownership with confidence.
We are dedicated to helping co-borrowers find the perfect match to achieve their real estate goals—and if you are single, you might even find the love of your life along the way. Consider it a potential bonus of joining 
Relationship-based
Enforcing a relationship-driven community where every member shares the primary goals of property ownership. While financial compatibility is key, strong relationships built on trust, shared goals, and mutual understanding are at the heart of successful co-ownership. And for those who are single, finding the right co-borrower could lead to more than just homeownership—it could the start of a meaningful partnership in life as well.
Co Borrower Hub is transforming the real estate landscape by creating a centered space solely focused on co-homeownership. If you’re ready to take control of your financial future and find the perfect co-borrowing partner to buy your first home, start your journey with us today!
Sign up now and explore what’s on the other side!
It takes 2 or more incomes to purchase a home. Do you resonate?
In California, for example, you need approx. $150,000 income to purchase a $750,000 home which is the median price of a home while the Per Capita Income in CA is only $41,000.
Because the per capita income is designed to find a coborrower.
✓ Easy sign-up
✓ Free introductory no cost
Frequently Asked Questions
Looking to get started?
Simply sign-up and fill-in the details, state your co-borrowing goals, and we’ll create a profile for you! If you have any questions, please feel to reach out!
What if I want to co-borrow with a friend
Yes. You can invite your own friends to join and match with them, and you’ll meet and match with other new friends, too!
Who can I match with?
People from all walks of life. Fully vetted financially savvy individuals that match with your input.
What if I feel awkward talking to strangers?
Practice, focus on the other person, and remind yourself that everyone feels awkward sometimes. Attend our in-person events.
How do I develop a shared connection with other co-borrowers?
Share your passion, your personal stories, love for life and express empathy. Think back like when you were a kid, dreaming about your future home—only now, you’re all grown-up, and it’s time for a more serious conversation about pre-approval and finances. Your pre-approval amount, along with theirs, demonstrates financial and passionate commitment to purchase real estate with other like-minded individuals.
Can I join if I’m married?
Yes. Your profile will be included in the Investor category.
Email specific questions here
What information do I need to provide?
There are 2 levels of information. First, we conduct a very casual, laid-back interview. It’s like a job interview, but much more personal—more like opening up to your best friend. We want to hear about your dreams, your passion for owning real estate, and how intensely you’re committed to making it happen. Where do you want to live? What’s your geographical focus? What kind of people do you like working with—and who would rather avoid? Second, we collect proof of income, proof of savings, tax docs, and other financial details. After a preliminary match, our mortgage lender will perform a soft credit inquiry (which won’t affect your credit score) for pre-approval matching.
Is this like a dating app?
Kind of. But instead of matching for romance (there’s potential), you’re first matching for financial success.
Can I join if I have bad credit?
Yes. But having a strong financial profile will help you attract a better co-borrower.
What steps can individuals with bad credit to take to improve their financial standing and successfully find a co-borrower?
We have a program called From Zero to Ready. You may not have the perfect credit score today, but your drive to improve and stake your claim on a Title speaks volume. With your unwavering determination—the right support, and a clear plan to rebuild credit and achieve per capita income level, you can make homeownership a reality. Please email admin@coborrowerhub to enroll in this program.
Have additional inquiries?
We are here to help. Let’s engage in a conversation.
People from all walks of life.
It’s where the Fannys, the Freddys, and the Ginnys—meet-up and co-borrow together…
Infinite possibilities.
HUMAN CREATIVITY
Seeking a co-borrower isn’t just about finances—it’s about the drive, passion, and the willingness to make it happen. Our matching system is built for people who refuse to let obstacles stand in their way (like being turned down by a lender).
Building relationships are made between people who are equally committed to the journey. Take control of your future—this is your opportunity to find someone just as motivated as you.
THE RIGHT TONE
Our exclusive matchmaking helps connect like-minded individuals, but it’s the people who make it happen. The real magic comes from those who bring intensity, ambition, and a clear vision for their future. This platform is for those who are ready to take action, find the right co-borrower!
If you’re serious about making this happen, you’ll find someone just as committed as you. Because in the end, it’s not just the match—it’s the mindset that gets you the keys to your future home!
THE PLACE FOR GROWTH
The truth is—relationship intelligence isn’t about avoiding risk—it’s about managing it. It’s about knowing when to open doors, when to set boundaries, and when to take a leap of faith. The world has changed. Success is no longer just about individual intelligence; it’s about who you connect with, how you build trust, and how well you adapt to the social intelligence of others.
You’ve made it all the way down here—we know that’s a lot of info to digest! Hopefully, we’ve convinced you enough to hit the get started button below. We can’t wait to see you on the other side.